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4 March, 2021

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Arranging a European Mortgage

Arranging a European Mortgage - France, Italy, Spain and Portugal

We receive a significant number of enquiries from expatriates about the purchase of properties in Europe - and particularly in France, Spain, Portugal and Italy. The reasons for purchasing a property are varied - ranging from individuals who intend to retire into those countries, rather than return to the UK, or see a European property as both a lifestyle and investment opportunity.

Whatever the reason for looking at purchasiing abroad we strongly recommend that you seek appropriate tax, financial and legal advice prior to purchase - both in your country of residency and the country in which you wish to purchase a property.  We also recommend very strongly against anyone purchasing property "sight unseen", based on brochures or real estate broker recommendations - part of your process should involve your physical involvement in a property search. If, for whatever reason, that is difficult or impossible - please seek our advice in relation to your options.

Finally, all European financing enquiries made through this website will be managed by a financial planner, based in Europe and part of the Exfin network, who specialises in this form of financing. Specific information is provided in relation to France and Italy below, but assistance is available in relation to a wider range of European countries through the Inquiry Form below.

France Italy
Complete the Inquiry form

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